Year-over-Year Change in Margin Debt

Top: S&P 500 price index (monthly, Shiller through Sep 2023, spliced to SPY thereafter). Bottom: year-over-year percent change in US margin debt. Pre-1997 margin debt interpolated from Federal Reserve quarterly Flow of Funds (BOGZ1FL663067003Q); 1997+ derived from FINRA monthly statistics and FRED M2SL. Gold annotations mark cycle peaks; red annotations mark forced-unwind troughs. Both panels share the same X axis — pan/zoom either one.

S&P 500
Margin Debt YoY %
Monthly YoY % change from Oct 1946 – June 2026
Drag = pan • shift+drag = box-zoom • scroll = zoom X • drag Y-axis = zoom Y • double-click = reset
S&P 500
Margin Debt YoY % Change
MetricValue
Current (Jun 2026)+49.2% ($1,503B)
Full-period avg YoY+11.8%
Peak (Mar 2000)+80.6% ($300B)
Trough (Oct 1946)-52.5% ($1B)
Prior cycle peak (Mar 2021)+71.6% ($823B)
Prior cycle trough (Dec 2022)-33.3% ($607B)